With rising living costs, every ringgit you can reclaim counts. Yet many Malaysians miss out simply because they are unaware of all the tax reliefs available. Now that LHDN has released the complete 2025 tax relief list, it’s the perfect opportunity to check your finances and claim what’s rightfully yours.
Every taxpayer automatically receives:
- RM9,000 in individual relief
- Additional RM7,000 for disabled individuals.
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Education and skills upgrading
For people who would like to further their studies and upgrade their skills can claim up to RM7,000 under education fees, eligible education categories include:
- Courses in law, accounting, Islamic finance, technical or vocational fields
- Scientific or technology fields
- Master’s or PhD in any field
- Skills development courses which are capped at RM2,000
To support spouse:
- Spouse: RM4,000
- Disabled spouse: RM6,000
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Insurance, EPF and retirement contributions
Monthly contributions often count toward tax relief, including:
- Life insurance premiums & EPF contributions (mandatory and voluntary): up to RM7,000
- PRS or deferred annuity contributions: RM3,000
- Medical and education insurance: RM4,000
- PERKESO contributions: RM350
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First-time homebuyer relief
New homebuyers between 1 January 2025 to 31 December 2027 may claim interest on home loans:
- Homes priced up to RM500,000: RM7,000
- Homes priced RM500,001-RM750,000: RM5,000
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Parental relief
- For children:
- Under 18: RM2,000
- Disabled child: RM8,000
- Aged 18+ in full-time studies:
- A Level, certificate, matrikulasi or pre university: RM2,000
- Diploma, degree and above: RM8,000
- Disabled and studying: additional RM8,000
- Other child-related reliefs:
- Childcare or kindergarten (6 years and below): RM3,000
- SSPN savings: RM8,000
- Breastfeeding equipment (once every 2 years): RM1,000
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Health related reliefs
For yourself, spouse, or children:
- Medical expenses for serious diseases
- Fertility treatment
- Vaccinations and dental care (capped at RM1,000 each)
Additional RM1,000 for:
- Full medical check ups
- Mental health consultations
- COVID-19 tests
- Self-monitoring devices
Total RM8,000 relief available for parents and grandparents:
- Medical, dental, and special needs care
- Full medical check ups (capped at RM1,000)
For children with learning disabilities, tax relief of up to RM6,000 is available for assessment and early intervention programmes, with overall medical relief capped at RM10,000.
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Lifestyle reliefs
Claimable items include (up to RM2,500):
- Books, magazines, journals and newspaper
- Laptops, smartphones and tablets
- Monthly internet bills and skills upgrading courses
- Special sports relief of RM1,000 for:
- Sports equipment
- Gym memberships
- Facility rentals
- Approved competitions while
- RM2,500 for eco-friendly items
- EV charges and food waste compost machines
Take action before the year ends
Don’t leave the money on the table. Review your expenses, gather receipts, and submit your claims now. Every ringgit reclaimed is money back in your pockets.
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